Empowering community financial institutions with enterprise-grade technology that scales without the complexity.
BankSocial started as a conviction, not a company.
Before Fivancial, Inc. (d/b/a BankSocial) was formed in May 2021, our Founder and CEO had a simple but radical belief: the financial system could be rebuilt around people, trust, and real ownership. That belief became action through the launch of the BankSocial DAO and the BankSocial token, designed to align incentives and give communities a stake in the rails they rely on.
In early 2022, shortly before meeting Becky Reed, BankSocial, Inc. was born to turn that vision into a real-world platform for financial institutions. The mission was clear from day one: bring next-generation infrastructure to credit unions and community financial institutions without forcing them to compromise on compliance, member protection, or the cooperative values that make them different.
By the end of 2022, BankSocial achieved a major milestone, launching what we believe was the first self-custody digital asset exchange embedded inside a financial institution, proving that members could have true control of their assets while still benefiting from the governance, guardrails, and trust of their institution.
In early 2023, we expanded the foundation again with the launch of rUSD, a stablecoin purpose-built for real-world utility, connecting digital value to the speed, transparency, and programmability modern finance demands.
Today, BankSocial has grown into a full ecosystem powering more than 50 financial institutions across the world. We build orchestration layers, payment experiences, security and fraud defenses, and digital asset infrastructure that help institutions move faster, protect members, and stay ahead of what's next, without losing who they are.
This is our story: a dream that became a DAO, a DAO that became a company, and a company that became a movement to modernize finance through trust, technology, and cooperative ownership.
Want to see where we've been and where we're going?
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Private AI Models
Platform Uptime
Democratizing enterprise-grade financial technology for community institutions
Community financial institutions are stuck with fragmented legacy systems that make it impossible to deliver modern member experiences. Meanwhile, big banks have billion-dollar tech budgets.
A unified ecosystem that delivers best-in-class experiences for investing, payments, fraud prevention, and identity—without replacing your core or digital banking. Enterprise power, community focus.
Each product solves a critical challenge for modern financial institutions
Streamlined onboarding and account opening with identity verification
Fraud protection and hardened wallet infrastructure with enterprise-grade security
Payment orchestration for real-time, international, and emerging payment rails
Wealth creation platform for stocks, crypto, and digital assets management
Unified member interface delivering all products in one place
AI-powered operations platform for servicing and risk management
Roll your own experiences with composable endpoints
Human-powered AI services for marketing, support, accounting, compliance
Every decision starts with the end user—the members and employees who use our products daily.
Financial services innovation shouldn't take years. We ship fast, iterate faster, and continuously improve.
We partner with our clients to co-create solutions that solve real problems in their communities.
We take security seriously. Seriously enough to have fun with the message. Because the best security culture is one where everyone stays vigilant—even at the copier.
You don't talk about BankSocial security (except we totally do)
Never leave seed phrases by the copier (or anywhere else)
Security can be serious and fun—vigilance doesn't have to be boring
We believe trust is earned through radical transparency. We call it Trustparency.
We operate in the open. Our platform health, uptime metrics, and system status are publicly available in real-time. No hiding behind corporate PR—just honest, transparent communication.
Trust requires security. We maintain the highest standards for data protection, undergo regular third-party audits, and keep our partners informed every step of the way.
Your success is our success. We provide clear documentation, responsive support, and proactive communication to ensure you get the most from our platform.
Your data is yours. Period. We never sell member data, we provide clear data portability, and we respect your institution's ownership rights.
When you partner with BankSocial, you're not just getting technology—you're getting a partner committed to earning your trust every single day through radical transparency.
Now it's time to co-create the future together
A collaborative space for innovation where founders, builders, and financial institutions come together to shape the future of community finance.
Join The Collective and be part of building the next generation of financial infrastructure. Whether you're a founder, developer, or financial institution, there's a place for you.
Open to builders, innovators, and institutions
