Stocks, digital assets, and investing experiences embedded directly in your digital banking platform
From traditional stocks to cutting-edge digital assets, give your members access to every investment opportunity
Access to all major US exchanges with fractional shares starting at just $1
Trade Bitcoin, Ethereum, and 100+ digital currencies with bank-grade security
Explore tokenized real estate, collectibles, and emerging digital asset classes
Advanced trading tools for sophisticated investors seeking enhanced strategies
Bonds, Treasury securities, and stable income-generating investments
Access to private equity, venture capital, and alternative asset classes
Keep your members informed with real-time market data, breaking financial news, and personalized insights delivered right in their banking app
NASDAQ: AAPL
Fed Holds Rates Steady at 5.25%-5.50%
Federal Reserve maintains current interest rate amid inflation concerns...
2 hours ago
Tech Stocks Rally as AI Earnings Beat Expectations
Major technology companies report strong Q4 results driven by AI adoption...
4 hours ago
Employment Report Shows Resilient Job Market
January jobs data exceeds forecasts with 250K new positions added...
6 hours ago
Oil Prices Surge on Supply Concerns
Crude oil jumps 3.2% amid geopolitical tensions and production cuts...
8 hours ago
Live market data streams updated every second for accurate, up-to-the-minute information
Personalized financial news based on portfolio holdings and investment interests
Custom notifications for price movements, earnings reports, and market-moving events
Prospera integrates seamlessly into your existing digital banking platform, providing a unified experience where members can bank and invest in one place.
Members use their existing banking credentials
Move money between banking and investing instantly
See all accounts and investments in one view
AAPL
15 shares
$2,847.50
+2.3%
BTC
0.25 BTC
$5,234.18
+5.1%
GOOGL
32 shares
$2,988.32
+3.2%
BSL
1,250 tokens
$1,388.32
+4.5%
Investing features are proven to attract younger, tech-savvy members who are looking for modern banking experiences that go beyond traditional services
Younger members understand the power of compound interest and want to start building wealth as soon as possible
They want banking, investing, and financial management in a single app—not multiple platforms to juggle
Gen Z and Millennials are significantly more interested in cryptocurrency and digital assets than older generations
They value platforms that help them learn and grow their financial literacy alongside their wealth
of Gen Z wants investing in their banking app
higher member satisfaction with investment features
in millennial investment assets by 2030
more likely to switch banks for investing features
Financial institutions with investing features attract 3x more members under 35 than those without. Don't let competitors capture the next generation of banking customers.
Prospera transforms your banking app into a daily destination. Members check portfolios, monitor markets, and engage with your platform multiple times per day—dramatically increasing login frequency and engagement
logins per month
Just checking balances and paying bills
logins per month
Daily market checks, portfolio monitoring, news
Members with investment accounts check their app daily—sometimes multiple times per day— to monitor portfolios, read news, and track market movements. This dramatically increases your institution's mindshare and creates more opportunities for cross-sell.
Check daily gains/losses and portfolio performance
Track real-time price changes on held assets
Read financial news and market-moving events
Monitor progress toward financial goals
Discover new opportunities and trending investments
Respond to price alerts and important updates
Every login is a chance to promote loans, credit cards, and other banking products
Daily engagement creates habit formation—members are less likely to switch banks
Daily interaction builds trust and positions your FI as a financial partner, not just a bank
Prospera doesn't just add investment features—it fundamentally transforms how members interact with your institution. Daily logins mean daily mindshare, deeper relationships, and exponentially more opportunities to serve your members' financial needs.
increased login frequency
higher lifetime value
more product adoption
Let our SEC-registered robo-advisor build and manage personalized portfolios based on your members' goals and risk tolerance
85% Stocks / 15% Bonds
60% Stocks / 40% Bonds
30% Stocks / 70% Bonds
Fully compliant RIA providing fiduciary investment management services
Provide your members with professional-grade portfolio management powered by advanced algorithms and human oversight from our SEC-registered investment advisors.
Align portfolios with specific financial goals like retirement, education, or wealth building
Portfolios automatically rebalance to maintain target asset allocation
Maximize after-tax returns with intelligent tax-loss harvesting strategies
Fully regulated investment advisory services with fiduciary responsibility
Seamlessly integrates with LPL Financial and other major advisory platforms
Optionally enable access to decentralized finance features including stablecoin management, staking rewards, and lending protocols for members seeking yield opportunities
Enable members to hold and transact with stablecoins directly in their accounts, with instant conversion to USD
Allow members to earn passive income by staking supported cryptocurrencies with transparent APY rates
Connect to vetted DeFi lending protocols to earn yield on stablecoins and crypto holdings
All DeFi connectivity features are completely optional and can be enabled or disabled based on your institution's risk appetite, regulatory requirements, and member preferences. You maintain full control over which features to offer.
Empower members to unlock new investment experiences as they learn and grow. Build confidence through education and risk-free practice before investing real money.
Comprehensive learning modules that teach investing fundamentals, from basic concepts to advanced strategies
Basic investing concepts, account types, and portfolio basics
Understanding stocks, ETFs, dividends, and market mechanics
Options, derivatives, and sophisticated investment strategies
12
Courses Completed
8
Certifications Earned
Practice trading with virtual money in real market conditions before investing actual funds
Virtual Portfolio Value
$108,432.18
+$8,432.18 (+8.43%)
Trades
47
Win Rate
68%
Days
28
Members unlock advanced features as they complete education modules and demonstrate competency, ensuring they're prepared for each investment type
Stocks, ETFs, basic trading with educational support
Crypto, international stocks, fractional shares
Options, derivatives, margin trading
Alternative investments, DeFi, private equity
Convert digital assets to spending power instantly with our integrated payment solutions— use crypto anywhere cards are accepted or pay directly with QR codes
Get a physical or virtual debit card linked to your crypto holdings. Spend Bitcoin, Ethereum, and other digital assets anywhere Visa or Mastercard is accepted.
Pay directly with crypto at participating merchants using QR codes. No card needed— just scan and pay with your preferred digital asset.
Crypto automatically converts to local currency at the best available rate
Use anywhere in the world with automatic currency conversion
Bank-grade security with fraud protection and purchase insurance
All BankSocial products work together seamlessly to create a complete financial services platform for your institution
Wealth creation platform for stocks, crypto, and digital assets management
Payment orchestration for real-time, international, and emerging payment rails
Fraud protection and hardened wallet infrastructure with enterprise-grade security
Streamlined onboarding and account opening with identity verification
All BankSocial® products are designed to work together seamlessly, giving your financial institution a complete, integrated solution for payments, security, wealth management, and customer onboarding. Deploy individually or as a complete suite.
Join forward-thinking financial institutions empowering their members to build wealth through accessible, integrated investment solutions