Instant identity verification and account opening with portable digital identity for seamless onboarding across your entire ecosystem
Flexible identity verification options to meet your members where they are
Scan driver's licenses, passports, and state IDs with automated data extraction
Live selfie verification with liveness detection to prevent spoofing attacks
Cross-reference against national databases including SSN, credit bureaus, and watchlists
Dynamic questions based on credit history and public records for additional verification
OTP codes via SMS and email to confirm contact information ownership
Validate residential addresses against USPS and utility records
Intelligent document scanning with Optical Character Recognition (OCR) and Machine Readable Zone (MRZ) technology to extract data instantly, minimize typing, and detect fraudulent documents
Extracts text from the front of driver's licenses, passports, and state IDs. Auto-fills name, address, date of birth, and other critical data with 99.8% accuracy.
Scans the 2-3 line code at the bottom of passports and some IDs. This encoded data provides secure verification and is nearly impossible to forge.
Advanced algorithms analyze document security features, detect photo substitutions, identify altered text, and flag counterfeit IDs in real-time.
Member snaps a photo of their driver's license or passport using their phone camera
AI instantly reads all text and machine-readable zones, extracting personal information
Live selfie compared to ID photo to verify identity and detect spoofing attempts
All extracted data automatically populates the account application—zero typing required
Total Time: <30 seconds
vs. 10+ minutes manual entry
Account opening time reduced from 10+ minutes to under 30 seconds
Near-perfect data extraction eliminates typos and application errors
Advanced security features block 95% of fake IDs before account creation
Our streamlined onboarding process requires minimal typing. Members simply snap a selfie, scan their ID, and they're verified—no lengthy forms or complicated processes.
OCR technology extracts data from ID—name, address, DOB automatically populated
Real-time checks against government databases and watchlists
Designed for smartphone cameras with guided capture experience
Biometric authentication and facial recognition for seamless, secure access
Advanced biometric authentication for secure access to sensitive operations
Secure login using facial biometrics with liveness detection
Require biometric confirmation for high-value transactions
Biometric gate for sensitive setting changes and beneficiary updates
Adaptive security requiring biometrics for suspicious activity
Card-free ATM access using facial recognition technology
Access ATM using only your face—no card required
Prevent card skimming and unauthorized ATM access
Advanced anti-spoofing prevents photo/video attacks
Fast access without fumbling for cards in wallet
Streamlined KYC and onboarding flows tailored for consumer, business, and youth accounts
Personal checking, savings, and money market accounts with instant verification
Commercial accounts with enhanced due diligence and beneficial owner verification
Minor accounts with custodial parent/guardian verification and age-appropriate controls
Once verified, members can use their digital identity to instantly open new accounts across all your products—Wallet, Prospera, Remint—without re-verifying every time.
Complete KYC once, use it across all products forever
Add new accounts in seconds with verified identity
Frictionless onboarding increases adoption and satisfaction
Government ID + Facial Recognition
January 13, 2026
KYC/AML Compliant
All BankSocial products work together seamlessly to create a complete financial services platform for your institution
Wealth creation platform for stocks, crypto, and digital assets management
Payment orchestration for real-time, international, and emerging payment rails
Fraud protection and hardened wallet infrastructure with enterprise-grade security
Streamlined onboarding and account opening with identity verification
All BankSocial® products are designed to work together seamlessly, giving your financial institution a complete, integrated solution for payments, security, wealth management, and customer onboarding. Deploy individually or as a complete suite.
Reduce friction, increase conversions, and deliver instant account opening experiences with Verifiied
